Q: What is Health Insurance
A: Health Insurance is a type of insurance that covers your
health, and helps to pay for medical expenses. Health insurance
can also include Long Term Care or Disability insurance. It can
be offered through a government assistance program or through
a private insurance company.
Q: What type of plan should I get?
A: It all depends on the individual and what their goals are. A
young healthy family who is looking to save money might decide
on a Health Savings Account or HSA. An HSA is an account set
aside that earns interest that you can pay for your medical
expenses. A lot of times, HSA's can be a more affordable
premium for most people. On the other hand, a family with 2 or
3 small children that visits the doctor often may choose a
traditional plan with a co-pay and a smaller deductible. There
are several different types of coverage out there and they all
can vary in price. We can help you figure out what would best fit
your needs!
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